SikaP kita





Semakin lama aq idop, semakin lama aq sedar
Akan pengaroh sikap dalam kehidupan yg telah aq tempuhi

Sikap lebih penting daripada ilmu,
daripada duit & harta, daripada waktu,
daripada kegagalan, daripada kejayaan,
daripada apapon yg mungkin dakatakan
atau di lakukan oleh seseorang

Kita tidak dapat mengubah masa lalu
Kita tidak dapat mengubah tingkah laku orang
Kita tidak dapat mengubah apa yang pasti terjadi

Satu perkara yg dapat kita ubah,
adalah satu perkara yg dapat kita kawal,
Dan itu AdAlah SikAp kiTA.

Aq MakIn YakiN
BahAwa IdoP AdalAh 10 PeraTus Dari Apa Yg telah berLAku
DaN 90 PerAtuS aDAlaH baGaimAna SikAp kIta MenGHadApiNya

KesImPulanNYa :

 Seluruh pilihan terletak di tangan Anda, tidak ada JIKA atau TETAPI. Andalah pengemudinya. Andalah yang menentukan JALAN HIDUP ANDA…!
MARILAH KITA BERSAMA-SAMA MENGUBAH SIKAP KITA INSYAALAH AQ DAN KORUNX JUGAK AKAN MENCAPAI KEJAYAAN DLM IDOP. MUDAH-MUDAHAN ALLAH MEMBERIKAN KITA RAHMATNYA. AMIN… AMIN..


Pacific on alert as tsunami surge hits Hawaii


A wall of water engulfs coastal Japan after a huge 8.9 magnitude quake struck the region


A wall of water engulfs coastal Japan after a huge 8.9 magnitude quake struck the region (NHK World)
Pacific on alert as tsunami surge hits Hawaii
Tsunami warnings have been lifted for some densely populated Asia Pacific countries previously thought to be at risk after a huge earthquake hit Japan on Friday, as video showed the first signs of a tsunami appearing on beaches in Hawaii.
The Pacific Tsunami Warning Centre (PTWC) reported wave changes at Waianae Harbour shortly before relatively small waves were seen at Waikiki.
Earlier, warnings were issued for the entire Pacific basin except mainland United States and Canada, and including Hawaii and extending from Mexico down to South American countries on the Pacific.
Australia and New Zealand, which had been on an initial warning list, were later removed. The Joint Australian Tsunami Warning Centre confirmed there was no tsunami threat.
Indonesia's meteorological agency said its tsunami alert had been lifted, following Taiwan, which lifted its alert after evacuating its thinly populated east coast earlier on Friday.
Taiwan evacuated its east coast which is not heavily populated. Waves of about 10 centimetres high have reached the island but caused little damage, its central weather bureau said.
Small tsunami waves also hit the Philippines and Indonesia's eastern coastline without causing any damage.
The warning has also been lifted for Guam.
The tsunami is expected to head towards the Americas, where warnings are in effect for countries including Mexico, Guatemala, El Salvador, Costa Rica, Nicaragua, Panama, Honduras, Chile, Ecuador, Colombia and Peru, as well as Russia, Fiji, Taiwan, the Philippines, Indonesia and Papua New Guinea.
The warning also extends to the northern and central California coast, the Oregon coast, and parts of Alaska. Residents have been urged to move inland and to higher ground.
An advisory, a lesser state of alert, was issued for southern California and the Washington coast, where residents were urged to clear beaches and stay out of marinas and harbours.

Tsunami reaches Hawaii

Hawaii was bracing for a tidal wave after a massive 8.9-magnitude earthquake in Japan, 6,200 kilometres away, triggered a tsunami warning across most of the Pacific basin, including northern California and Oregon.
Hawaii's civil defence agency ordered all coastal areas, including the main tourist hub Honolulu, evacuated by 2:00am local time. The first tsunami waves began to wash up on Hawaiian shores just hours later.
The PTWC reported seeing wave changes at Waianae Harbor at around 3.24am local time, shortly before relatively small waves were seen at Waikiki.
No damage was reported from the waves, which were also reported on other islands in the Pacific archipelago state.
Waves were measured at 48 centimetres in Nawiliwili on the island of Kauai, according to officials at an emergency centre in Honolulu.
"It's not going to be a major damaging event," Gerard Fryer with the Pacific Tsunami Warning Centre said as the surge began to hit, although he added there might be scattered damage.
Officials expect waves of up to two metres to hit Hawaii in the coming hours.
The alarm had been sounded some five hours before the waves hit. Police had set up road blocks on roadways heading into inundation zones about an hour before the tsunami arrived.
The International Federation of Red Cross and Red Crescent Societies warned the tsunami is currently higher than some Pacific islands which it could wash over.
The quake off Japan's north-east coast was the biggest in 140 years and triggered tsunami waves that swept across farmland, sweeping away homes, crops, vehicles and triggering fires. 



Skim beli rumah tanpa deposit

Milikan pertama bagi gaji kurang RM3,000

KERAJAAN akan memperkenalkan Skim Rumah Pertamaku melalui Cagamas Bhd (Cagamas) yang akan menawarkan jaminan kerajaan ke atas bayaran pendahuluan 10 peratus bagi harga rumah di bawah RM220,000.

Skim ini untuk pembeli rumah pertama yang berpendapatan isi rumah kurang RM3,000 sebulan. Dalam kata lain, pembeli rumah mendapat pinjaman 100 peratus tanpa perlu mengeluarkan 10 peratus wang pendahuluan seperti amalan lazim.
Pada masa sama, hanya pembeli rumah pertama juga akan diberi pengecualian duti setem 50 peratus ke atas surat cara pindah milik sebuah rumah berharga tidak melebihi RM350,000.

Kerajaan juga mencadangkan pengecualian duti setem 50 peratus diberi ke atas surat cara perjanjian pinjaman bagi membiayai pembelian rumah pertama itu.
Bagi golongan miskin dan berpendapatan rendah pula kerajaan menyediakan RM568 juta bagi membina 300 kediaman di bawah Projek Bantuan Perumahan Bandar, 79,000 unit di bawah Program Perumahan Rakyat dan 8,000 unit di bawah Projek Bantuan Sewa Rumah.

Selain itu, bagi membantu golongan pekerja estet memiliki rumah, kerajaan akan menyediakan Skim Pembiayaan Perumahan Kos Rendah dengan peruntukan RM50 juta yang dikendalikan Bank Simpanan Nasional (BSN).
Skim ini terbuka kepada pekerja tetap estet dan warga negara Malaysia untuk mendapatkan pinjaman perumahan maksimum RM60,000 bagi membeli rumah kos rendah pada kadar faedah maksimum empat peratus dengan tempoh pinjaman sehingga 40 tahun, menjangkau generasi kedua.

Bagi memudahkan penjawat awam memiliki rumah kerajaan menggariskan tiga langkah penambahbaikan pada bajet ini.

Langkah pertama ialah membenarkan pembelian hartanah daripada ibu, bapa, anak dan adik-beradik; menggandakan kadar pinjaman kepada RM20,000
berbanding RM10,000 untuk kerja tambahan rumah kos rendah bagi Kumpulan Sokongan Dua.

Langkah ketiga, menaikkan had kelayakan maksimum pinjaman perumahan kepada RM450,000 berbanding RM360,000 pada masa kini.
Semua langkah penambahbaikan pinjaman perumahan ini akan berkuat kuasa mulai 1 Januari 2011.
Depetik daripada :- HARIAN METRO


maNGkok+tanDas=korang yg ske nyebok idop aku.




Asal korang suke nyebok sal idop aku huh?? 
aku ade kaco korang keR?? xde kan?? arie2 
aku mai keje aku diam jex. tue pon korang tk 
puas atie agie? aku ade mintk duit mak bapak 
korang ke?? tkde kan? sumenye aku carik 
sendiri mengong. korang jeles ngan idop aku 
skang kan?? tue sume berkat doa korang yg 
dox buat fitnah kat aku. korang nie bodoh arr 
suke tgk bangsa sndiri jatoh... mengong, korang 
buat ar suke atie korang.. ADE AKU KESAH??


Best Friend





BeSt fRieNd..

u Are evErythIng i CouLd eVer waNt in A friEnD.
wHEnI waNt tO talK..
u liStEn. WheN i Am dowN... u EncOurAge Me.
wHen I am SAd.. ur Hug Tells me EvErytHing wiLL be OkaY.
u Know mY dEEpesT HopE aNd sHarE mY gReatest dReams..
ThnK u $ beinG my BesT FRieNd..


I wuv My Fwen



kawan2 ku i love u all. walaupon korang kadang2 menyakitkan atie aq.. korang tetap kawan2 aq. korangla kawan aq dunia akhirat. kpada kwn aq yg sorang nie yg kerja skali dgn aq dan pernah menjadi rakan serumah. walaupon ko telah berubah dan tdk seperti kawan aq yg dulu.terima kasih aq tetap anggap ko sbgai kwn aq yg boleh jugak di kata kan rapat. ape pon aq doakan ko bahagia. semoga kita akan jadi kwn d akhirat nnt.. 
Amin..